How to Split Payments on Walmart App A Comprehensive Guide

Imagine this: you’re at the checkout, eyeing that shiny new gadget, or perhaps stocking up on groceries for the family. But the total? A bit more than your current budget allows. Fear not, because the how to split payments on Walmart app offers a financial lifeline, allowing you to conquer your shopping list without breaking the bank. This feature, designed with the customer in mind, lets you divide your purchase across multiple payment methods, making those larger expenses more manageable.

Whether you’re coordinating with friends for a group gift or simply prefer to use a combination of cards and gift cards, the app simplifies the process, turning potential financial hurdles into a walk in the park.

This guide is your personal treasure map, leading you through every nook and cranny of splitting payments on the Walmart app. We’ll explore the ‘why’ and ‘how,’ from understanding the benefits to navigating the step-by-step process. We’ll discuss eligibility, available payment options, and even tackle common troubleshooting scenarios. Prepare to unlock the secrets of smart shopping and transform the way you manage your Walmart purchases.

Get ready to embark on a journey that will not only enhance your shopping experience but also empower you to control your spending with ease and confidence.

Understanding Split Payments on the Walmart App

Navigating the digital aisles of Walmart has become increasingly convenient, and the Walmart app reflects this. One feature that streamlines the shopping experience, particularly for groups or those managing budgets, is the ability to split payments. This offers flexibility and control, allowing customers to manage their finances more effectively.

Basic Concept of Split Payments

The core idea behind split payments is simple: instead of one person covering the entire cost of a purchase, the total amount is divided and paid by multiple parties. This is facilitated directly within the Walmart app, eliminating the need for external payment platforms or manual calculations. The app handles the division of the cost and ensures each participant contributes their share.

Beneficial Scenarios for Splitting Payments

Split payments on the Walmart app shine in several situations. Consider these examples:* Group Grocery Runs: Imagine a group of roommates or friends stocking up on groceries. Instead of one person fronting the bill and chasing reimbursements, they can split the cost directly at checkout. Each person pays for the items they selected, simplifying the process.* Shared Gifts: Planning a gift for a colleague or family member?

The split payment option allows multiple contributors to easily chip in, making the purchase more manageable and eliminating the need for awkward money transfers.* Budgeting with Family: Families can utilize this feature for shared household expenses. One parent can initiate the purchase, and the other can contribute their share, promoting transparency and shared financial responsibility.* Office Supplies: When an office team needs to purchase shared supplies, such as paper or pens, the split payment option makes it easier to divide the cost among colleagues.

Advantages of Split Payments, How to split payments on walmart app

Utilizing the split payment feature on the Walmart app presents several key advantages over traditional single payment methods:* Convenience: The app simplifies the entire process. There’s no need for external apps or manual calculations. Everything is handled within the Walmart platform.* Transparency: Each participant knows exactly what they are paying for, leading to greater clarity and accountability.

The app clearly displays the items purchased and the amount owed by each person.* Budgeting Control: Splitting payments aids in budget management. Individuals can set their contribution limit and stick to it, avoiding overspending.* Reduced Risk: It lessens the burden on a single person to cover a large sum, minimizing the risk of financial strain.* Efficiency: It streamlines the reimbursement process.

There’s no need to chase down payments, as the app handles the division and collection of funds.

Eligibility and Requirements for Split Payments

Alright, so you’re keen on splitting that Walmart cart? Excellent choice! Let’s get down to the nitty-gritty and see if you’re eligible and what you need to know to make it happen. Knowing the rules of the game before you play can save you time and frustration, and ensure a smooth checkout experience. This section breaks down the key criteria.

Customer Eligibility Criteria

To unlock the power of split payments on the Walmart app, there are a few things you’ll need to have in place. Think of it as a checklist to ensure a successful payment split.

• Walmart Account: You’ll need an active Walmart account. This is the foundation upon which your split payment adventures will be built.
• App Version: Make sure your Walmart app is updated to the latest version. This ensures you have access to the most recent features, including split payments, and any associated bug fixes or performance improvements.
• Shipping Address: You must have a valid shipping address associated with your Walmart account. Split payments typically work for items that can be shipped, though in-store pickup options might also be available.
• Payment Methods: You must have at least two eligible payment methods added to your Walmart account. These can be a combination of credit cards, debit cards, or Walmart gift cards.

Payment Method Limitations and Restrictions

Not all payment methods are created equal when it comes to splitting the bill. Understanding the limitations is key to a seamless transaction.

• Accepted Methods: Generally, you can split payments using a combination of credit cards, debit cards, and Walmart gift cards. The app will usually provide clear options during checkout.
• Excluded Methods: Certain payment methods might not be eligible. This could include things like prepaid cards from certain providers or potentially, some third-party payment platforms. Check the app for specific exclusions.
• Card Limits: Be aware of any daily or transaction limits your bank or credit card issuer might have. If you’re planning a large split payment, ensure your cards can handle the transaction.
• Walmart Gift Card Usage: You can often use Walmart gift cards as part of a split payment. If you have multiple gift cards, the app should allow you to allocate funds from each.

Minimum and Maximum Purchase Amounts

Is there a sweet spot for split payments? Are there minimums to meet, or maximums to keep in mind?

• Minimum Purchase: There’s generally no stated minimum purchase amount specifically for using split payments. You can potentially split even a small purchase, depending on the available payment options.
• Maximum Purchase: The maximum purchase amount for split payments is usually dictated by the combined limits of your payment methods and Walmart’s internal policies. If you’re making a large purchase, ensure that your payment methods have sufficient available credit or funds to cover the total cost.
• Transaction Limits: Keep in mind any daily or transaction limits your banks or credit card companies may impose. These can indirectly affect the maximum amount you can split.
• Example: Let’s say you’re buying a new TV for $800. You have a credit card with a $500 limit available and a Walmart gift card with a $300 balance. You can easily split the payment between the two, as both payment methods cover the total purchase amount.

Step-by-Step Guide

Ready to conquer the checkout process with your friends or family? Splitting payments on the Walmart app is easier than deciding which snacks to buy! Here’s a streamlined guide to get you started, ensuring a smooth and collaborative shopping experience.

Initiating a Split Payment

The process of initiating a split payment is designed to be intuitive. Follow these steps to successfully divide the cost of your Walmart haul.

1. Add Items to Your Cart: Begin by selecting all the items you wish to purchase and adding them to your virtual shopping cart, just like a regular shopping trip. Make sure you’ve got everything you need!
2. Proceed to Checkout: Once you’ve finished selecting your items, tap the “Checkout” button. This will take you to the payment options screen.
3. Select “Split Payment”: On the payment options screen, look for the option that says “Split Payment.” This is usually clearly labeled, often with an icon representing multiple payment methods.
4. Invite Participants: The app will then prompt you to invite others to participate in the split. You’ll likely be able to do this by sharing a link via text message, email, or through other messaging apps. The app may also suggest contacts based on your phone’s address book.
5. Review and Confirm: Before finalizing, review the payment breakdown. Ensure the amounts are divided as agreed upon. Confirm the payment details and submit the split payment request.

Selecting and Managing Payment Methods

Choosing the right payment methods and managing them effectively is key to a successful split payment. Walmart offers flexibility in how you and your group can pay.

Here’s how to handle payment methods when splitting the bill:

• Payment Method Selection: Each participant in the split payment will be able to select their preferred payment method. This could include credit cards, debit cards, Walmart gift cards, or even other digital wallets accepted by Walmart.
• Entering Payment Details: Each person will enter their payment details within the app. The app will securely process these payments.
• Payment Distribution: The app will automatically calculate the amount each person owes based on the agreed-upon split. For instance, if three people are splitting a $60 purchase, each would owe $20.
• Payment Tracking: The Walmart app provides a clear overview of who has paid their share and who still needs to submit their payment. This helps everyone stay informed and keeps the process transparent.
• Editing or Adjusting Payments: In some cases, you may be able to adjust the payment split before confirming. For example, if one person wants to cover a larger portion, they can change their contribution before finalizing.

Handling Split Payment Failures

Sometimes, things don’t go as planned. Here’s what to do if a split payment fails, and what to expect:

Split payments might fail for a few reasons. Don’t worry, there are usually solutions available.

• Payment Method Issues: The most common reason for failure is an issue with one of the payment methods. This could be due to insufficient funds, an expired card, or a problem with the bank.
• Declined Transactions: The bank may decline a transaction due to security concerns or exceeding spending limits.
• Technical Glitches: Occasionally, there might be technical glitches within the Walmart app itself.
• Notifications and Troubleshooting: If a payment fails, the app will usually notify all participants. The notification will typically indicate the reason for the failure. The app may also provide troubleshooting steps, such as contacting the bank or updating payment information.
• Alternative Payment Methods: If a payment fails, the participant can try using a different payment method.
• Re-Initiating the Split: If the original split payment cannot be completed, you may need to re-initiate the split payment process. This might involve sending new invitations and re-entering payment details.

Available Payment Methods for Splitting

Splitting payments on the Walmart app offers a convenient way to manage your shopping expenses, especially when coordinating with others. Understanding the accepted payment methods is crucial for a smooth and successful transaction. This section provides a comprehensive overview of the options available, allowing you to choose the best method for your needs.

Accepted Payment Options

Walmart supports a variety of payment methods for split payments, offering flexibility and convenience. Knowing these options allows you to plan your transactions effectively.

• Credit Cards: Major credit cards, such as Visa, Mastercard, American Express, and Discover, are generally accepted for split payments. This provides the ability to leverage rewards programs or manage your spending with credit.
• Debit Cards: Debit cards linked to your bank accounts can also be used, offering a direct payment option. This helps avoid potential credit card interest charges.
• Walmart Gift Cards: Walmart gift cards can be used to contribute towards a split payment. This is a great way to use gift cards received from others or to allocate funds specifically for a shared purchase.
• Other Payment Methods: Depending on your region, other payment options like PayPal or digital wallets might be available. It is recommended to check the Walmart app for the most current options in your area.

Payment Method Compatibility

The table below summarizes the compatibility of each payment method with split payments on the Walmart app. This allows for a quick comparison of the available options.

Payment Method	Split Payment Compatibility	Notes	Examples
Credit Cards (Visa, Mastercard, Amex, Discover)	Yes	Standard credit card policies apply; check your credit limit.	Paying for groceries with friends, splitting the cost of electronics.
Debit Cards	Yes	Requires sufficient funds in your linked bank account.	Sharing the cost of household items, splitting the cost of a birthday present.
Walmart Gift Cards	Yes	Can be combined with other payment methods.	Using gift cards to cover a portion of a shared expense, supplementing with a credit or debit card.
Other Digital Wallets (e.g., PayPal)	Potentially	Availability varies by region; check the app for supported options.	Splitting a group order, dividing the cost of a large purchase.

The compatibility of payment methods may change. Always verify the most current information within the Walmart app during the checkout process.

Managing and Tracking Split Payments

Keeping tabs on your split payments within the Walmart app is a breeze, ensuring you and your friends stay on top of who owes what. The app provides clear visibility into your transactions, helping you avoid any payment hiccups. Let’s dive into how you can easily manage and track your shared expenses.

Tracking Split Payments Within the Walmart App

The Walmart app is designed to make managing split payments straightforward. The app keeps a detailed record of each transaction.

• Navigate to the “Orders” section: After making a purchase, access the “Orders” section within the app. Here, you’ll find a list of all your recent orders, including those where you’ve split the payment.
• Identify Split Payment Orders: Look for specific indicators that denote a split payment. The app might use a tag or icon, such as “Split Payment” or a specific symbol, to easily identify these transactions.
• View Payment Details: Tapping on a split payment order reveals the specifics of the transaction. You’ll see the total amount, the individual contributions, and the payment status for each participant.
• Real-time Updates: The app often provides real-time updates on the status of each payment. You’ll know instantly if a payment has been made, is pending, or is overdue.

Viewing Payment History and Outstanding Balances

Understanding your payment history and any outstanding balances is crucial for effective money management. The Walmart app makes this information easily accessible.

• Accessing Payment History: Within the order details, you’ll usually find a comprehensive payment history. This history includes all payments made towards the split transaction, showing the date, amount, and payer for each contribution.
• Identifying Outstanding Balances: The app clearly displays any outstanding balances. This could be in the form of a “Remaining Balance” indicator, showing the amount still owed by each participant.
• Notifications and Reminders: The app may send notifications or reminders regarding upcoming or overdue payments, ensuring you stay informed. These notifications can be customized to your preferences.
• Example: Imagine you and three friends split a grocery order. In the payment history, you’d see each person’s contribution. If one friend hasn’t paid their share, the app will clearly indicate the outstanding amount and potentially send a reminder.

Resolving Issues Related to Split Payments

Even with the best technology, issues can arise. Knowing how to resolve them ensures a smooth experience.

• Incorrect Charges: If you notice an incorrect charge, review the order details and payment history. Contact Walmart customer support immediately with the specific details of the discrepancy. Provide screenshots or any supporting documentation to expedite the resolution process.
• Missing Payments: If a payment is missing, first check the payment status within the app. Then, reach out to the individual who owes the payment. If the issue persists, contact Walmart customer support for assistance.
• Payment Disputes: In case of a payment dispute, gather all relevant information, including screenshots and communication records. Contact Walmart customer support to initiate a dispute resolution process.
• Refunds: If a refund is due, the app will usually specify how the refund will be processed. The refund may be distributed based on the original payment split. If you have any questions about the refund process, contact customer support for clarification.
• Example: Suppose a friend accidentally paid the wrong amount. You can immediately point this out by checking the app’s payment history and sharing the necessary details with Walmart customer support.

Troubleshooting Common Issues with Split Payments

Let’s face it, even the most tech-savvy among us run into snags now and then. Split payments on the Walmart app, while generally smooth sailing, can sometimes throw a curveball. This section tackles those common hiccups, equipping you with the know-how to get your shopping back on track. We’ll delve into the usual suspects, offer straightforward fixes, and answer those burning questions that pop up when things don’t go as planned.

Declined Payments and Payment Errors

Payment declines and errors are probably the most frequent roadblocks you’ll encounter. They can stem from a variety of sources, so let’s break down the common culprits and how to address them.

• Insufficient Funds: This is a classic. Double-check the available balance on each card or payment method you’re using. Remember, the app might not instantly reflect recent transactions, so give it a few minutes to update.
• Incorrect Card Information: A simple typo can wreak havoc. Carefully review the card number, expiration date, and CVV code for each payment method. It’s easy to miss a digit, especially when you’re in a hurry.
• Card Restrictions: Some cards have spending limits, daily transaction caps, or online purchase restrictions. Contact your bank or credit card issuer to verify these details. You might need to temporarily increase your limit or authorize the Walmart transaction.
• Address Verification System (AVS) Mismatch: If the billing address you entered doesn’t match the address on file with your bank, the payment might be declined. Ensure the addresses are identical, including capitalization and spacing.
• Technical Glitches: Occasionally, the Walmart app or payment processor might experience temporary technical issues. Try closing and reopening the app, clearing your cache, or waiting a few minutes before attempting the payment again.
• Fraud Prevention Measures: Banks and credit card companies have sophisticated fraud detection systems. If a transaction appears suspicious, it might be automatically declined. Contact your financial institution to confirm the transaction and authorize it if it’s legitimate.

Problems During the Split Payment Process

Sometimes, the issue isn’t a declined payment but something that goes awry during the split payment setup itself. Here’s what to look out for.

• App Glitches: A less-than-perfect app can cause errors. If the app freezes, crashes, or displays unusual behavior, try restarting it. Ensure you have the latest version of the Walmart app installed.
• Incompatible Payment Methods: Not all payment methods are always compatible with split payments. Some might be excluded due to policy restrictions. Confirm the payment methods you’re trying to use are accepted for split transactions.
• Order Modifications: If you make significant changes to your order after setting up the split payment (e.g., adding or removing items), the payment might need to be recalculated. Start the split payment process over to ensure accuracy.
• Network Connectivity: A weak or unstable internet connection can interrupt the payment process. Ensure you have a strong Wi-Fi signal or a reliable mobile data connection.
• Exceeding Limits: Walmart may impose limits on the number of payment methods or the total amount that can be split. Review Walmart’s policies to ensure you’re not exceeding any restrictions.

Frequently Asked Questions (FAQs)

Navigating the world of split payments can bring up a lot of questions. Here are some of the most common ones, answered for your convenience.

1. What happens if one of my payment methods is declined? The app will usually notify you and prompt you to select a different payment method or update the existing one. The order won’t be processed until all payments are successfully authorized.
2. Can I change the payment split after placing the order? Generally, no. Once the order is placed, you can’t modify the payment split. However, you might be able to cancel the order and reorder it with the correct payment breakdown.
3. What if I’m charged twice for the same order? Contact Walmart customer service immediately. They can investigate the duplicate charge and issue a refund if necessary. Provide them with your order number and any relevant transaction details.
4. Are there any fees associated with using split payments? Walmart typically doesn’t charge extra fees for split payments. However, your bank or credit card issuer might have their own fees, such as foreign transaction fees if you’re using an international card. Review your card’s terms and conditions.
5. What should I do if I’m still having trouble with split payments? Contact Walmart customer service. They can provide personalized assistance and troubleshoot the issue. Be prepared to provide your order details and any error messages you encountered.

Security Considerations and Best Practices

Navigating the digital landscape of split payments demands a keen understanding of security. Walmart, like any reputable financial platform, invests heavily in safeguarding your transactions. However, as users, we also play a crucial role in protecting our financial information. Let’s delve into the security measures Walmart employs and the best practices you can adopt.

Walmart’s Security Measures for Split Payments

Walmart prioritizes the security of your split payment transactions, implementing several layers of protection.

• Encryption: All sensitive data, including payment information, is encrypted using Secure Sockets Layer (SSL) and Transport Layer Security (TLS) protocols. This means that when you enter your credit card details, they are scrambled into an unreadable format during transmission, protecting them from interception by unauthorized parties. Think of it like a secret code that only Walmart and the legitimate payment processors can decipher.

• Tokenization: Walmart utilizes tokenization to replace your actual credit card numbers with unique, randomly generated tokens. This reduces the risk of your actual card details being compromised if there’s a data breach. The token is useless to anyone who doesn’t have the key to unlock it, which only Walmart possesses.
• Fraud Detection Systems: Advanced fraud detection systems analyze each transaction in real-time. These systems scrutinize various factors, such as the purchase amount, location, and the user’s purchase history, to identify potentially fraudulent activities. If a transaction appears suspicious, it can be flagged for review or blocked entirely.
• Multi-Factor Authentication (MFA): While not always directly applied to every split payment scenario, Walmart often offers or recommends MFA for account access. This adds an extra layer of security by requiring a second form of verification, such as a code sent to your phone, in addition to your password.
• Compliance with Payment Card Industry Data Security Standard (PCI DSS): Walmart adheres to the PCI DSS, a set of security standards designed to protect cardholder data. This includes regular security audits and vulnerability scans to ensure the platform remains secure.

User Recommendations for Secure Split Payments

While Walmart takes extensive measures to protect your transactions, you can significantly enhance your security by following these recommendations.

• Strong Passwords: Use strong, unique passwords for your Walmart account. Avoid using easily guessable information like your birthday or pet’s name. A strong password should be at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and symbols.
• Secure Network: Always use a secure, private Wi-Fi network when making split payments. Avoid using public Wi-Fi networks, as they can be vulnerable to hacking. If you must use public Wi-Fi, consider using a Virtual Private Network (VPN) to encrypt your internet traffic.
• Monitor Your Accounts: Regularly review your bank and credit card statements for any unauthorized transactions. Report any suspicious activity immediately to your financial institution and Walmart.
• Beware of Phishing: Be cautious of phishing attempts. Walmart will never ask for your password or payment information via email or text message. If you receive a suspicious message, do not click on any links or provide any information.
• Keep Your Software Updated: Ensure that your operating system, web browser, and Walmart app are always updated to the latest versions. These updates often include security patches that address known vulnerabilities.
• Use a Secure Device: Only use devices you trust when making split payments. Avoid using public computers or devices that may be infected with malware.

Walmart’s Handling of Disputes and Unauthorized Charges

Walmart has established procedures for handling disputes and unauthorized charges related to split payments.

• Reporting Unauthorized Charges: If you suspect unauthorized charges, immediately report them to Walmart customer service and your financial institution.
• Investigation Process: Walmart will investigate all reported cases of unauthorized charges. This may involve reviewing transaction details, communication logs, and other relevant information.
• Dispute Resolution: Walmart will work with you and the involved payment processors to resolve the dispute. This may involve reversing the unauthorized charges or providing a refund.
• Documentation: Keep detailed records of all your transactions, including order confirmations, receipts, and any communication with Walmart customer service. This documentation can be crucial in resolving disputes.
• Fraud Prevention Measures: Walmart may take steps to prevent future fraudulent activity, such as blocking the compromised payment method or restricting account access.

Differences between Split Payments and Other Payment Options: How To Split Payments On Walmart App

Navigating the world of online shopping at Walmart means having a plethora of payment choices. Understanding the nuances between split payments and other options, such as “buy now, pay later” services, is crucial for making informed financial decisions. Each method presents its own set of advantages and disadvantages, tailored to different shopping needs and financial situations.

Comparing Split Payments with Buy Now, Pay Later (BNPL) Options

Let’s dive into a comparison between split payments and the popular “buy now, pay later” (BNPL) services often available on the Walmart app. These services offer flexibility, but their structures differ significantly.

Split payments on the Walmart app, as we’ve discussed, allow you to divide the total cost of your purchase between two or more payment methods at checkout. This can be a debit card, a credit card, or a Walmart gift card. BNPL services, on the other hand, function as short-term loans. They allow you to make a purchase and pay for it over a set period, typically in installments.

Here’s a breakdown of the key differences:

• Payment Source: With split payments, you are using your existing funds or credit lines. BNPL services provide you with a line of credit specifically for the purchase.
• Interest and Fees: Split payments generally don’t incur interest or fees, provided you have the funds available. BNPL options often come with interest charges, late payment fees, and other potential costs. However, some BNPL options offer interest-free periods.
• Credit Impact: Using split payments typically does not impact your credit score. Using a BNPL service may affect your credit score, especially if payments are missed.
• Eligibility: Split payments require you to have the payment methods available (e.g., bank account, credit card). BNPL services have their own eligibility criteria, which may include credit checks.
• Spending Limits: Split payments are limited by the available funds on your chosen payment methods. BNPL services may have spending limits based on your creditworthiness and the service’s terms.

Benefits and Drawbacks of Split Payments versus Financing Options

Choosing between split payments and financing options requires evaluating your financial priorities. Each approach offers its own set of pros and cons.

Split payments are often the more straightforward and cost-effective option, particularly for smaller purchases. They offer flexibility without the potential burden of interest or debt. However, they rely on your existing resources. BNPL options, on the other hand, provide immediate purchasing power, even if you don’t have the full amount available upfront. However, this comes with the potential risk of accumulating debt and the need to manage repayment schedules carefully.

Consider the following:

• Split Payments Advantages:
  • Avoids interest charges.
  • No credit check is usually required.
  • Simple and easy to use.
  • Helps manage spending by utilizing existing funds.
• Split Payments Disadvantages:
  • Limited by the funds available in your payment methods.
  • May require juggling multiple payment sources.
• BNPL Advantages:
  • Allows you to make purchases even if you don’t have the full amount immediately.
  • Offers flexible repayment options.
• BNPL Disadvantages:
  • Can accrue interest and fees.
  • May impact your credit score.
  • Requires careful budgeting to avoid debt.

Key Differences Summary: Split payments utilize existing funds, generally avoid interest and fees, and have minimal impact on credit. BNPL options offer a short-term credit line, often with interest, fees, and potential credit score impacts. Choose split payments for purchases you can comfortably afford now. Consider BNPL only if you can manage repayments responsibly and understand the associated costs.

Visual Guide

Let’s visually break down the split payment process on the Walmart app, transforming abstract steps into a clear, easy-to-follow journey. This guide uses descriptive illustrations to walk you through each stage, from selecting items to confirming your payment split. Consider this your digital map to seamless shopping and collaborative payments.

Initiating a Split Payment

The process starts when you’re ready to checkout with your carefully curated shopping cart. The initial step is to select the items you desire and proceed to the payment stage.* Imagine a screen displaying your shopping cart, filled with groceries and maybe a new gadget. The “Checkout” button, a vibrant green, is prominently positioned at the bottom.

• Upon tapping “Checkout,” you’re led to the payment options. This is where the magic begins.
• Here, you’ll see a selection of payment methods, including credit cards, debit cards, and potentially other digital wallets. Beneath these options, look for the “Split Payment” option. It might be subtly highlighted or have a distinct icon.

The key here is to locate the “Split Payment” option, as this unlocks the collaborative payment functionality.

Selecting Items for Splitting

Once you’ve chosen to split the payment, you’ll typically be presented with options for item allocation. This allows you to designate which items each person will be responsible for paying.* The screen now shows a list of all items in your cart. Next to each item, you’ll likely see a checkbox or a similar interactive element.

• Let’s say you’re buying a birthday cake and a gift for a friend. You’d check the box next to the gift to assign it to your friend’s portion of the payment. The cake remains unchecked, indicating it’s your responsibility.
• The app dynamically updates the payment summary as you select items, showing how the total cost is being divided.

Careful item selection ensures a fair distribution of costs and minimizes any potential payment confusion.

Inviting Participants and Entering Payment Details

Now it’s time to bring in your payment partners. The app facilitates this by allowing you to invite others and collect their payment information.* A screen appears asking you to invite others. You might see options to share a link via text message, email, or other messaging apps.

• Selecting the preferred method generates a unique link or code. This link, when accessed by your friends or family, will take them directly to the payment setup within the Walmart app (or a dedicated web page if they don’t have the app).
• Each participant then enters their payment information – credit card details, for example – in a secure, encrypted form. The app ensures the data is protected.

Ensure everyone has a secure connection and is comfortable sharing their payment details.

Review and Confirmation

Before the payment goes through, there’s a critical review stage. This gives everyone a final chance to check the details and confirm their portion of the payment.* The app displays a clear summary of the split payment. You’ll see each person’s name, the items they’re paying for, and the amount they owe.

• Everyone gets to review their respective portions.
• Confirmation buttons – typically labeled “Pay My Share” or similar – are available.
• Once everyone confirms, the payment is processed.

Double-checking all the details before confirming can prevent errors and ensure a smooth transaction.

Payment Completion and Notifications

After all parties confirm their shares, the app handles the transaction. Notifications are provided to keep everyone informed.* The app processes the payments from each participant’s selected payment method.

• Confirmation screens appear, indicating the successful completion of the split payment.
• You and the other participants receive notifications. These could be in-app messages, emails, or push notifications, summarizing the transaction details.

Keep an eye on the notifications to stay informed about the status of the payment.